Privacy Policy

1. Introduction & Client-First Philosophy

At PayCalcHub (accessible from https://paycalchub.com), the privacy of our visitors is of paramount importance. This Privacy Policy outlines the types of information collected and recorded by PayCalcHub and how we utilize it.

Client-Side Computation Guarantee: All salary, wage, mortgage, and tax calculations performed on our website are executed entirely client-side within your web browser. We do not transmit, log, store, or sell your proprietary financial figures, hourly wage inputs, or tax withholding parameters on our servers.

2. Log Files

PayCalcHub follows standard industry protocols for using log files. These files log visitors when they visit websites. Like all hosting services and CDN providers (including Cloudflare and GitHub Pages), this includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and number of clicks. These are not linked to any personally identifiable information. The purpose is to analyze trends, administer the site, prevent malicious denial-of-service attempts, and optimize performance.

3. Google DoubleClick DART Cookies & Third-Party Advertising

Google is a third-party vendor on our site. It uses cookies, known as DART cookies, to serve advertisements to our site visitors based on their visit to paycalchub.com and other websites across the internet.

Visitors may choose to decline the use of DART cookies by visiting the Google Ad and Content Network Privacy Policy at the following URL:
https://policies.google.com/technologies/ads

Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons in their respective advertisements and links that appear on PayCalcHub. They automatically receive your IP address when this occurs. These technologies measure the effectiveness of advertising campaigns and personalize advertising content. PayCalcHub has no access to or control over these cookies used by third-party advertisers.

4. CCPA & GDPR Privacy Rights

Under data protection laws including the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR), users are entitled to rights regarding their personal data, including the right to access, rectify, erase, or restrict processing. Because PayCalcHub does not collect, profile, or sell personal identifiers or financial accounts, no user-identifiable data repository exists to distribute or delete.

5. Contact Information

If you have additional questions or require more information about our Privacy Policy, please contact our administrative team via email at contact@paycalchub.com or visit our Contact Page.